Users must carefully read this agreement to understand the details of the service provided by RCT and the obligations and rights of both parties. Using the application constitutes acknowledgment and agreement to abide by the terms of this agreement. Use of the application is prohibited if the user does not understand and comprehend all provisions of the agreement. This agreement governs the use of RCT and all contractual relationships between the user and Future Applications Technology Finance Company, the owner of the RCT application. By accessing the application, the user acknowledges, without any ambiguity, their awareness of these terms and conditions and agrees to be bound by them. The user is not entitled to claim that any electronic consent, confirmation, authentication, or registration is void or invalid due to the absence of a physical signature or certificate. • This agreement and all its provisions shall apply upon user registration and use of the application. • RCT reserves the right to cancel or update any of the provisions of this agreement at any time. Amendments are considered effective and accepted by the user upon notification or publication of the amendment on the application. • The user is obligated to periodically review the agreement and any amendments made to it. The user acknowledges their acceptance of the information collected by RCT, how it is used, and the circumstances under which this information is disclosed. The user must also periodically review the Privacy Policy. In the event of any dispute or disagreement, the Saudi courts shall be the reference for settlement. • Investing in startups involves high risks that may lead to a complete loss of invested amounts. Investors should not invest money they cannot afford to lose. In the event of a loss, it is limited to the invested amount only. • Investments through RCT are considered long-term investments suitable for long-term investors. Investment opportunities are available exclusively to residents of the Kingdom of Saudi Arabia. • Property owners wishing to cooperate with RCT must adhere to the agreed-upon work mechanism and agree to mortgage the property in question. • The application will provide marketing and real estate offers in accordance with the applicable laws and regulations in the Kingdom of Saudi Arabia. In the first phase, the service will initially be limited to private projects implemented through the application. The service will subsequently be made available to the public. The user also agrees to pay any commissions and fees determined by the application, if any. • Use of the application's services for investment purposes is not permitted in the following cases: 1. If the user does not have the legally required capacity to contract. 2. If the user is prohibited from using real estate investment services according to the regulations of the Kingdom of Saudi Arabia. • The application provides investment participation services through two systems: 1. Raw Land Participation System: The application purchases raw land through user participation (referred to as investors). The application then develops the property through the services provided within the application and subsequently sells it. After the sale, the investor recovers the original investment amount plus the agreed-upon profit margin for each transaction. 2. Existing Property Participation System: The application purchases existing properties with attractive returns through user participation (referred to as investors). The application then manages and operates the property for a period specified for each transaction, distributing the income monthly to investors based on the application's assessment. Upon the expiry of the specified investment and operation period, the application sells the property, and the investor recovers the original investment amount plus the agreed-upon profit margin from the sale. Thus, the investor achieves monthly income during the operation period and profits from the sale. • The application owns all assets related to investment projects. Investors are not entitled to cancel agreements or withdraw from transactions except through the application upon the expiry of the agreement or transactions. • The user/investor acknowledges and understands that all types of investments involve a degree of risk, and that investing in securities through the RCT platform is considered a high-risk investment that is not guaranteed or insured in any way. The investment is subject to all types of risks and loss, in whole or in part, and may be subject to certain restrictions regarding duration and the possibility of sale or liquidation. • RCT and its affiliated entities shall not be held liable in the following cases: loss of profits, loss of business, loss of revenue, loss of the entire investment amount, loss of data, indirect losses, or consequential losses. • The property owner wishing to cooperate with Future Applications Technology Company through the RCT application must agree to the work mechanism by agreeing to mortgage the property they wish to sell through RCT. The application disclaims any responsibility for any incorrect data or documents provided by the user and shall not bear any legal or financial consequences arising therefrom. • The user is bound by the contract concluded with the application without prejudice to any of the stipulated conditions or obligations. The application disclaims any responsibility for any incorrect data or documents provided by the user, and the application shall not bear any legal or financial consequences arising therefrom. The user is bound by the terms of any contract or agreement concluded between them and the application, and it cannot be canceled or breached without the user bearing all financial and legal consequences. The user submits a request through the application to execute their construction project at their own expense, and the application executes the project through approved partners. The application will provide all agreed-upon services within the construction service contract. • The application develops the property as it deems appropriate and in a manner that achieves the best profits through studies conducted by the commercial, technical, and engineering teams. The property owner's role is limited to mortgaging the property for the period agreed upon between the application and the property owner. • Upon developing the property, the application sells the property, thereby achieving profits, and pays the property owner the value of the original property plus the agreed-upon profit share after deducting any development-related costs. • The application adheres to the duration of the contract concluded between the property owner and the application. If the agreed-upon period is exceeded by more than 90 days, the property owner has the right to cancel the agreement and dispose of the property as they see fit, taking into account force majeure or delays beyond control related to the issuance of licenses and permits. In other cases, the property owner is not entitled to dispose of or control the property until its development and sale by the application are completed. • The property owner grants RCT full and irrevocable authorization to obtain the necessary licenses and permits to complete the work related to offering and selling the property. The property owner is not entitled to offer the property for sale or sell it themselves except after obtaining written permission from the application or in the event of official cancellation of the contract between the two parties or non-compliance with the development and investment agreement. • The property owner, their representative, or their heirs are not entitled to cancel the agreement or breach its terms. In the event of a breach of any of these terms, the application has the right to sue the property owner, their representative, or their heirs and claim payment of all costs, fees, and development profits. • The user can obtain planning and design services for free if they obtain the calculator and project services. Obtaining these free services requires signing a construction service contract with the application. The user has the right to full access to all details related to their construction project and can request modifications according to the terms of the contract. • The customer can easily purchase desired services and products available through the application. Payment, delivery, and warranty services are provided by suppliers and companies cooperating with the application. • All products and services offered by the application through the products and services service are provided by a third party (store, engineering offices, companies, or factories). The application's role is limited to displaying these products and services on behalf of the third party. The application does not bear any financial, legal, or moral consequences arising from these products or services. • The application provides customer service and technical support to ensure customer satisfaction and the quality of the service provided. The application also works to verify the quality of services and products offered by merchants and suppliers to ensure the best possible user experience.